Kniru

Kniru is a personal finance platform that uses AI to help users track, manage, and optimize transactions, investments, and loans, while providing insights. It emphasizes security and a free core experience, with options for premium features. The tool presents an all-in-one dashboard for banking, investments, and debt. It targets individuals seeking automated money management and intelligent financial guidance.

Kniru claims to offer a secure, unified dashboard where users can view all finances in real time. It highlights AI-tailored guidance for budgeting, debt management, and investment decisions.

Kniru outlines features for net worth tracking, expense analysis, and subscription monitoring, along with portfolio tracking and debt oversight. It also mentions daily, weekly, and monthly reports and a Plaid-based data connection. The platform stresses data security and zero-knowledge architecture.

Kniru states plans to provide ongoing access to features at no cost for core services, while offering premium AI features and advanced tools in paid plans. It references future plans around financial products and brokerage services, while maintaining a free core offering.

Use cases

• Track spending and investments in real time to understand overall financial health.
• Identify subscriptions and recurring charges to optimize budgets.
• Analyze net worth history across custom date ranges.