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Flyhomes

Buy Before You Sell: Move Once, Stress Less

Pricing
Paid
DTI Buster, Equity for Down Payment

About Flyhomes

Flyhomes provides Buy Before You Sell solutions that enable buyers to move to a new home without selling first. The platform targets homebuyers who want to avoid home sale contingencies and strengthen offers, using equity access and short-term financing to streamline the transition. It focuses on helping buyers move on their own timeline while managing the sale of the previous home on a separate track.

Flyhomes partners with loan officers, agents, and builders to offer a coordinated set of tools. The company emphasizes collaboration with professionals who guide homebuyers through pre-approval, solution selection, and the long-term mortgage.

The solutions are designed to support various scenarios, including accessing home equity, backing offers with backup contracts, and enabling cash-like offers. The approach aims to reduce contingencies and enable faster, more confident moves for buyers.

Flyhomes positions its platform as a set of solutions that can be used individually or together, with a focus on moving forward confidently on the buyer’s own terms. It highlights a network of loan officers and agents and describes Flyhomes as dedicated to Buy Before You Sell transparency and collaboration.

Use cases

  • Buyers can unlock equity to fund a down payment and close on a new home more quickly.
  • Buyers use a Guaranteed Backup Contract to qualify for a new mortgage without a home sale contingency.
  • Sellers can accept strong, non-contingent offers that compete with cash buyers.

Key features

  • DTI Buster lowers debt ratio and removes home sale contingency.
  • Equity for Down Payment unlocks home equity before selling to fund the down payment.
  • All-Cash Advantage helps buyers win in competitive markets.
  • Move With $0 out of Pocket allows financing up to 105% of the current home's value.
  • Retire & Downsize enables downsizing moves often without taking a new long-term mortgage.

Pros and cons

Pros

Provides multiple Buy Before You Sell solutions to fit different situations.
Financial tools that may unlock more buying power.

Pricing

DTI Buster
$2,500
  • Approval in as little as 24 hours
  • No underwriting, no origination
  • Available in all 50 states
  • Flat-tiered fee starting at $2,500
Equity for Down Payment
$4,000
  • Bridge loan fees based on loan amount
  • No monthly payments during the move
  • Close in as little as 14 days
  • No income, asset, or employment docs needed

Reviews

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Frequently asked questions

What exactly is the Guaranteed Backup Contract?
It’s a legally binding backup purchase agreement that Flyhomes places on the homebuyer’s existing home. Because it represents a committed sale, most underwriters allow the existing mortgage to be excluded from the DTI calculation.
How long does approval take?
Standard approval is within 24 hours. In urgent situations, we can often move in as little as 3 hours.
What’s the cost of the program?
The Guaranteed Backup Contract has a flat-tiered program fee starting at $2,500, based on the contract value.
Is Flyhomes Buy Before You Sell available in my area?
Availability varies by solution and location; the Guaranteed Backup Contract is available in all 50 states.

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