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Prava

Prava provides a PCI-compliant payments API and wallet for AI agents to complete purchases without handling real card data, enabling agentic commerce.

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7K
Added
Mar 13 2026

About Prava

Prava enables AI-powered applications to perform purchases through a payments infrastructure that keeps sensitive card data off the agent and from the AI itself. It is designed for developers and companies building AI-driven shopping, travel, or general assistant experiences where autonomous transactions are needed with user approval.

The system centers on permissioned spending: a user grants a passkey for a specific merchant and amount, which Prava then exchanges for a one-time, scoped credential. This permits checkout while ensuring biometrics validate each transaction and the AI does not access raw card data.

Prava emphasizes security and compliance, handling PCI requirements and tokenization so that the agent can initiate payments across multiple PSPs or merchants. The architecture aims to reduce fraud and maintain user control over spending through tokenized credentials and expiration controls.

Prava offers a unified SDK and documentation to help developers integrate agentic payments quickly, with a focus on universal merchant compatibility, zero PCI scope, and support for various integration approaches and platforms.

Use cases

  • AI shopping/stylist apps (in-chat discovery → buy)
  • Travel and booking agents (flight/hotel reservations)
  • Personal assistant apps (scheduling, recurring purchases)
  • Marketplaces and merchants who want to accept purchases triggered by LLMs or agents

Key features

  • Zero PCI scope
  • Passkey-approved payments
  • Network-level security
  • Agentic commerce
  • Universal compatibility
  • One SDK

Pros and cons

Pros

Provides zero PCI scope by handling tokenization and secure flows
Supports universal compatibility across merchants and PSPs

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Frequently asked questions

What is Prava?
Prava is payment infrastructure for AI applications. It provides a data and PCI regulated flow that turns redirect links into "buy now" buttons so AI agents can complete purchases without users leaving the app.
How does Prava work?
The user connects a card once and uses a passkey. The AI requests a scoped token, the user approves with biometrics, and checkout completes with the token.
Do I need to be PCI compliant?
Prava handles PCI compliance for you. We are PCI Level 2 certified and use Skyflow's data vault (PCI Level 1).

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