Openkoda

Openkoda provides a policy administration platform for insurance teams, configurable and multi-tenant, with AI to draft changes and manage products, pricing, underwriting, claims and billing. It supports on-premise or managed deployments and emphasizes data ownership and no vendor lock-in. The system is designed to serve insurers, insurtechs and partners needing configurable life cycles and integrations.

Openkoda operates a unified platform where product configuration, pricing, underwriting, policy administration, claims, billing, documents and reporting run together. AI features help describe changes in plain English, draft change-sets, and require human approval before applying updates. The platform supports multiple operating models and brands within a single deployment.

Openkoda highlights its AI-driven product building, rating, workflows, forms and bordereaux as core modules. It markets a flat pricing approach and emphasizes ownership of data and the ability to export configurations. Customers can run the platform fully managed or on their own infrastructure.

Use cases

• Configure products, pricing, rules and workflows and run underwriting, policy administration, claims, billing, documents and reporting.