MonAi

MonAi is an AI-powered expense tracker for iOS and Android that logs expenses by speaking naturally, typing in plain language, or automating entries. The AI handles categorization, amounts, and dates so users can focus on life. It supports Apple Pay automation via Shortcuts, SMS and email-based tracking, home screen widgets, and Android notification-based tracking. The app is intentionally minimalist and designed to be simple and useful, avoiding bloated dashboards.

MonAi is designed for people who want simple, frictionless expense tracking without complex dashboards or overwhelming features. It supports shared lists, budgets, recurring transactions, CSV export/import, and multi-language input. The product emphasizes a clean interface, quick capture (voice, text, automation), and practical insights rather than feature count.

MonAi offers features to track expenses, revenue, and performance in real time without jumping between tools or spreadsheets. It enables payments via Apple Pay, automatic logging of transactions after paying, and prompts to log expenses after each payment. The product emphasizes a minimalist, delightful daily experience with an emphasis on essential functionality.

MonAi is available on iOS and Android and supports Apple Shortcuts, voice input, shared lists, budgets, recurring transactions, and CSV export/import. It uses an automation-based approach (Apple Pay, SMS, email, notifications) to capture most transactions, and includes a family plan through platform sharing.