Killion Labs

Killion Labs provides retirement and financial planning software that connects real brokerage and crypto accounts in read-only mode, runs thousands of simulations across decades, and backtests plans against historical market data. It aims to reveal the range of possible futures so users can plan with real numbers rather than simplistic projections. The tool emphasizes privacy and a flat subscription model rather than asset-based fees.

Killion Labs presents an interface for long-term planning that emphasizes live data integration, scenario testing, and historical context. The product makes the user’s current holdings central to forecasting outcomes, with an AI assistant that can access live data and answer questions tied to the user’s numbers. It stresses that the software is not a financial advisor and does not execute trades or manage assets.

The tool supports net worth tracking, budget and spending input, and a set of withdrawal strategies designed to test flexibility in spending. It uses a 1,000-path Monte Carlo engine to show a distribution of potential outcomes, including best, worst, and median scenarios. It provides backtesting across market histories since 1928 to assess robustness of plans.

Killion Labs states the plans, platforms, and integrations clearly: it uses read-only linking through SnapTrade, runs in a browser on multiple devices, and offers a flat-fee subscription with two paid tiers and a refund window. It notes that SOC 2 Type II certification is on the roadmap and that data are not sold or shared with brokers.

Use cases

• FIRE planners and long-term financial models
• Individuals with multiple accounts or irregular income