Digitap

Digitap provides AI/ML solutions for reliable, fast and compliant customer onboarding, automated risk management and big data enabled services like risk analytics and customized scorecards for digital lenders and financial institutions. The team combines fintech product knowledge, risk management experience and consumer retail insight to deliver API-based solutions for onboarding and credit assessment. The company reports a broad client base and high API usage, indicating a focus on scalable, enterprise-grade deployments.

Digitap focuses on end-to-end onboarding and risk management models that are designed to integrate with existing systems, offering automation and analytics to streamline underwriting and identity verification processes. Its platform emphasizes compliant KYC, auto-decisioning and data-driven credit assessment using multiple data sources.

The Onboarding Suite, Alternate Data Suite and TSP for Account Aggregator are presented as core products, each delivering specialized capabilities for identity, data analytics and credit underwriting. Additional modules include expenses insights via a client SDK and various data-driven tools for risk evaluation and customer verification.

Digitap lists plans and integrations including a certified TSP for account aggregators, various deployment options and a range of SDKs and APIs for web and mobile use, indicating platform flexibility and integration readiness. It also notes RBI compliance and scalable solutions while highlighting speed and cost efficiency as intended outcomes.

Use cases

• Digital onboarding with KYC and document validation
• Credit underwriting using alternate data